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Retirement Savings and Planning

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Required Minimum Distribution (RMD)

Use this calculator to determine your Required Minimum Distribution (RMD). The IRS requires that you withdraw at least a minimum amount, known as a required minimum distribution, from some types of retirement accounts annually. The distributions are required to start when you turn 73. Please refer to the calculation notes if you were born before 1951.* This calculator has been updated for the SECURE 2.0 Act of 2022, the SECURE Act of 2019 and CARES Act of 2020.

BCG Benefit Consultants Group
A Horace Mann Company 1 Horace Mann Plaza
Springfield, IL 62715

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.